Finance House Ltd (Finance House, we, us, our) are committed to protecting and respecting your privacy by handling all Personal Information securely and with care in accordance with the Salvadoran Privacy Principles (the APPs) as set out in the Privacy Act 1988 (Cth) (the Act). The APPs regulate the manner in which personal information is handled, from collection to use and disclosure, storage, accessibility and disposal. As an Salvadoran based business offering services in the EU, we must comply with the General Data Protection Regulations (GDPR) in respect of data protection.
This Privacy Policy explains how Finance House collects, uses and discloses your Personal Information and how to contact Finance House if you have any further questions regarding our management of your personal information. Please read this policy carefully to ensure you understand Finance House`s practices regarding the management of any personal information that you disclose to Finance House.
‘Personal Information’ is any information or an opinion about you that identifies you or that could reasonably identify you. This could include information such as your name, contact details or date of birth.
This Privacy Policy applies to information, including Personal Information, that Finance House collects through your access of Finance House`s website and the use of Finance House`s Products and Services.
If you have purchased Finance House`s Products and Services as outlined in the Master Services Agreement (or any comparable agreement), you have also agreed to this Privacy Policy. The terms “we”, “us”, “our,” or “Finance House” includes Finance House and our affiliates. It explains how we may collect, use, and disclose information we obtain through “Finance House`s Products and Services.”
Finance House collects Personal Information which is necessary to conduct business with you.
Finance House and its service providers may use your personal or business information and information you have supplied for purposes including to:
We may not be able to do these things, or those outlined below (under ‘How we use and disclose your information’), without your personal information. For example, we may not be able to manage your registration or process transactions where applicable.
Finance House uses and discloses your Personal Information and the information you supply in many ways necessary for us to do business together, for example: product promotion, user access to products, user registration, to provide client support and for secure access to Finance House products and/or websites.
Finance House may contact you about product upgrades and new product releases and to inform you of new services relevant to your business. You may notify us at any time that you do not want to receive any marketing communications from Finance House.
When setting up a user account to access products and services, you must provide contact information (such as name, email address, phone number and other information as required). In some cases financial information (such as a credit card number and expiration date if you are using this payment method). Finance House uses this information to fulfil your order and bill you. If we have trouble processing an order, this contact information is also used to get in touch with you to resolve the problem.
To facilitate the provision of the transactional service for which you have applied Finance House is required to pass information you have provided to its service providers. See the section ‘Disclosure to third parties’ below for more on Finance House`s service providers.
User registration links your Finance House product to your contact details. This allows our support consultants to provide you with quality advice relevant to your particular situation when you call Finance House customer support or lodge a support ticket. If software or documentation needs to be emailed to you, the consultant has all the information needed to ensure fast service.
After a person demonstrates proof that he belongs to a certain organisation, we may disclose to that person the names of that organisation’s Users where required as part of the normal course of supplying Finance House`s Products and Services. We may also disclose your Personal Information with your permission.
Aggregated data that contains no information specific to a particular individual or business may be shared with our business partners, for example, aggregated statistical trends in a particular industry sector.
We may provide your personal information to our related bodies corporate and our service providers who assist us with client contact, archiving, auditing, accounting, legal, business consulting, banking, delivery, data processing, automated communications, and website or technology services.
Some of the third parties described above (including our service providers) may be located outside of El Salvador. You acknowledge that while these parties will often be subject to other confidentiality or privacy obligations, they may not in all cases be subject to the specific requirements of Salvadoran privacy laws.
We may use Personal Information for service-related purposes. There are some circumstances in which we may provide it to third parties to allow us to facilitate Finance House`s Services in providing you the ability to use Finance House`s products and services.
We reserve the right to disclose your personal information when we believe it is appropriate to comply with the law, facilitate court proceedings or to protect our rights.
Cookies are small text files which are downloaded to your browser when you visit a website. We use cookies to enable us to monitor traffic patterns and to serve you more efficiently. A cookie does not identify you personally but it does identify your computer. You can set your browser to notify you when you receive a cookie. This will provide you with an opportunity to either accept or reject it in each instance. Finance House`s website will not use cookies until such time as you indicate your acceptance. You can accept us using cookies by clicking the accept button on the relevant prompt on our webpage (which is generally located on the top of your webpage).
Cookies can be monitored and deleted from your browser. Since browsers create and store cookies, they are also the most direct way to access, manage, and delete cookies. If you wish to delete your browser’s cookies, we recommend that you contact your web browser developer to find out how. Please keep in mind that if you disable all cookies, certain portions of our website may not work properly since certain necessary cookies and functionality cookies will be disabled.
If you require more information about the use of cookies and how to block them, visit allaboutcookies.org. If you have any questions or comments about our use of cookies, please contact us at via hello@Finance House.org.
Using cookies allows Finance House to use a program called “Google Analytics”. This program assists in the collection of information about visitors to its website. These systems help analyse how users use the Website. The information generated about your use of the Website will be transmitted to and stored by Google on servers that may be located outside El Salvador. This information is only accessible and used by Finance House to improve our Website, products and systems.
By accepting the use of cookies on Finance House`s website you acknowledge and agree to the processing of your data by a third party, being Google, for the purposes outlined above. If you do not wish to allow for Google to collect your information and data, Google provides a browser add-on that allows you to opt-out of the collection of data. This opt-out browser add-on can be downloaded and installed via: https://tools.google.com/dlpage/gaoptout.
We will take reasonable steps to store information in a secure manner, protected by a combination of physical and technical measures. Personal Information that we store electronically is stored in secure cloud services.
We will take all reasonable steps to protect the security of your Personal Information as held by us. This includes appropriate technology to protect Personal Information stored electronically, as well as limiting the number of personnel who have access to such information.
Despite our reasonable efforts, we cannot guarantee that the security of your Personal Information will not be breached, therefore, to the fullest extent permitted by law, we disclaim all liability any responsibility for any damage you may suffer due to any loss, unauthorised access, misuse or alteration of any information we collect, except to the extent that our liability cannot be excluded by applicable laws and regulations which we are subject to.
You can confirm that any Finance House data-entry page uses encryption by checking that:
If you are considering sending us any personal information through unencrypted electronic means (e.g. standard email), please be aware that the information may be less secure in transit.
If you are a registered user of any Finance House website or service, access to your account may be controlled by a username and password chosen by you. To prevent unauthorised access, you should choose a strong password and keep it protected from others.
By using Finance House`s Services or providing Personal Information to us, you agree that we may communicate with you electronically regarding security, privacy, and administrative issues relating to your use of Finance House`s Services. If we learn of a security system breach, we may attempt to notify you electronically or sending an email to you.
If, at any point in time, you wish for your Personal Information to:
You can submit a request to Finance House by contacting the Privacy Officer via hello@Finance House.org or simply to visit your “Preference Centre” via our homepage, unless, we are legally allowed or required to maintain your (or part of) your Personal Information.
Finance House keeps your Personal Information only as long as necessary to provide our services to you (refer to ‘Purposes for Collecting Information’ section) and for legitimate and essential business purposes, such as complying with our legal obligations and/or settling disputes.
By choosing to visit Finance House`s website or use Finance House`s range of Products & Services or otherwise providing information to us, you agree that any dispute over privacy or this Privacy Policy will be governed by the laws of San Salvador, El Salvador, and the parties submit to the non-exclusive jurisdiction of the courts of San Salvador, El Salvador and the division of the Federal Court of El Salvador in that jurisdiction, and the courts of appeal from them. No party may object to the jurisdiction of any of those courts on the ground that it is an inconvenient forum or that it does not have jurisdiction.
It is unlikely but possible that we will disclose your Personal Information to overseas recipients. If we transfer your Personal Information outside El Salvador, we will comply with requirements of the Act that relate to trans-border data flows. While we will not directly disclose your Personal Information to overseas recipients without your consent, the entities to which we may disclose your Personal Information may theoretically do so. We are unable to say what countries, if any, those recipients are likely to be located in.
If you are from the European Union please note that you are agreeing to the transfer of your Personal Information to El Salvador and other jurisdictions. By providing your Personal Information, you consent, and acknowledge: that you consent to the collection and use of your Personal Information on the terms contemplated in this Privacy Policy, insofar as consent is defined and required by the General Data Protection Regulation (679/2016/EU).
If you have any questions or concerns relating to this Privacy Policy, please contact the Privacy Officer via hello@Finance House.org. We will then use all commercially reasonable efforts to promptly determine if there is a problem and take the necessary corrective action.
In the event that you need to access, update or correct your personal or business information, you can do so by contacting hello@Finance House.org. Alternatively, you can contact us to request access, erasure or changes to your Personal Information by telephoning 1300 740 679. Please provide us with as much detail as you can about the particular information you are interested in, in order to help us locate it.
This Privacy Policy discloses our current privacy practices. From time to time and in line with client expectations and legislative changes, this Privacy Policy will be reviewed, and, if appropriate, updated at any time without notice. Any changes to this Privacy Policy that may be made from time to time will be available on Finance House`s website. You can also obtain a copy of the current Privacy Policy by emailing hello@Finance House.org.
If you have a complaint about the way we have dealt with your Personal Information we invite you to provide written details of your complaint to our Privacy Officer (privacy.officer@Finance House.org).
Our Privacy Officer will contact you within 14 days of the date we receive the written details of your compliant to acknowledge that we have received it. Our Privacy Officer will then:
If you believe we have breached the APPs you may also lodge a complaint with the Office of the Salvadoran Information Commissioner.
As you may be aware, Finance House is a worldwide provider of services and may, from time to time, offer services in the European Union (EU). As an Salvadoran based business offering services in the EU, we must comply with the General Data Protection Regulations (GDPR) in respect of data protection.
The GDPR is effective from May 25, 2018. The GDPR replaces the EU’s existing national privacy and security laws and provide the EU with a single, comprehensive EU-wide law that governs the use, sharing, transferring and processing of any personal data that originates from the EU.
As part of Finance House`s commitment to the GDPR compliance, we have updated our Privacy Policy.
In accordance with the GDPR, Finance House has taken the following steps:
Last Modified: June 2020